Beauty Insurance

This section is all about beauty insurance – why insurance for beauticians is essential, what kind of cover you might need as a beautician, and how much:

Why do beauticians need insurance?
What type of insurance do beauticians need and what level of cover?
Why compare beauticians insurance with Coverzones?

Why do beauticians need insurance?

Whether you have a chain of salons, a single treatment room, or you work as a mobile beauty therapist in people’s homes, professional beauty insurance is essential for your business. No matter which part of the beauty industry you work in, as a beauty therapist, hairdresser or a nail technician, insurance protects you against day-to-day risks of the job such as accident and human error. If you are a member of a professional body for beauticians, insurance is usually one of the conditions of membership. And if you employ staff, the law requires you to have Employers Liability Insurance.

Get online quotes for beauty insurance now.

What type of insurance do beauticians need and what level of cover?

Beauty therapist insurance usually includes several different types of cover which protect your business in different ways:

• Public Liability Insurance for beauticians: This covers you against claims made against your business for death or injury to members of the public – for example, if a client has a serious reaction to a product you use. It also covers damage to their property – for example, if you or a member of your staff spill a product that damages a client’s clothing.

Get quotes for Public Liability Beauty Cover now.

• Employers Liability Insurance for beauty salon owners: If you employ people, you have to have this kind of insurance by law. It covers you in case your employees are injured or killed whilst they are working for you. The required amount of cover is a minimum of £5m.

Get quotes for Employers Liability Insurance for beauticians now.

• Professional Indemnity Insurance for beauticians: This provides cover in situations where you or your staff give the wrong advice or recommend inappropriate treatment, and the client takes legal action against you. The minimum level of Professional Indemnity Insurance for beauty therapist businesses may be specified by your professional body.

Get quotes for Professional Indemnity Insurance for beauty therapy now.

• Health and Beauty Insurance Package: This is a package that includes all the different kinds of insurance cover you might need, all in one policy, tailored to meet the specific insurance requirements of the beauty business.

Health and Beauty Insurance Packages will soon be available here at Coverzones.

Why compare beauty insurance with Coverzones?

Beautician insurance policies can vary greatly from one provider to the next, so it’s really important to shop around – but it can take hours if you have to enter your details over and over again to get a quote from one provider at a time. Coverzones makes it quick and easy to compare beauty salon insurance online. You only have to key in your details once and we’ll search a whole panel of insurers for you in just a few minutes. Then we give you a range of quotes to choose from.

With Coverzones, it’s not just easier to arrange all your beauty therapy insurance – you can also keep all your insurance details safely on our secure server, making it incredibly straightforward to amend, renew or cancel any of your policies online, at any time of day or night.

Compare quotes now.