Builders & Construction Insurance

This section covers builders insurance, bricklayers insurance and joiner insurance – what level of cover you might require, and how to make sure you’re properly protected:

Why do builders, joiners and bricklayers need insurance?
What type of insurance do builders, joiners and bricklayers need and what level of cover?
Why compare builders, joiners and bricklayers insurance with Coverzones?

Why do builders, joiners and bricklayers need insurance?

As a bricklayer, joiner or builder, insurance against accidents and injury to the public, your customers and employees could make the difference between having a business and being out of business. Even the smallest jobs often impact on expensive property, so builder cover that protects you for claims against faulty goods or poor advice is important. You might also like to consider insurance for your tools and hired plant, so that expensive kit that falls off the back of your lorry doesn’t cost you a fortune. And if you employ people, even if they are casual labourers, you must have employee liability insurance to trade legally.

Get online quotes for joiners, bricklayers and builders insurance now.

What type of insurance do builders, joiners and bricklayers need and what level of cover?

Builder insurance, bricklayers insurance or joiner insurance ¬can cover a number of different aspects of your work – you simply need to choose which one best suits your business.

• Public Liability Insurance: Your work often involves heights, semi-built structures, flammable materials and hazardous environments. This covers you against a claim from members of the public for death, bodily injury or damage to their property as a result of your business activities and is essential for any builder. The level of builder cover you need really depends on the type of work you do; £5m cover is considered normal.

Get quotes for Public Liability Insurance now.

• Employers Liability Insurance: If you employ anyone, even on a casual basis you must have this cover for compensation for death or injury caused to any of your employees whilst they are carrying out business for you. Accidents do happen on building sites almost every day. The minimum legal level of cover is £5m.

Get quotes for Employers Liability Insurance for builders now.

• Bricklayers, joiners and builders Indemnity Insurance: If you build an extension or even take out a wall and as a result the structure is fatally weakened or falls down, you could be liable. Public Liability Insurance will take care of any compensation claims from your customer and is strongly recommended.

Professional Indemnity Insurance will soon be available for builders here at Coverzones.

• Tradesman Insurance for builders, bricklayers and joiners: This cover can include any of those above, but can also be tailored to protect your tools and plant, damage to your business premises, business interruption and other potential disasters. Also referred to as ‘business insurance package’, it can even provide cover against costly tax inspections. It’s convenient, because all your builders’ cover is in one policy, and it can save you money too.

Get quotes for Tradesman Insurance for builders now.

Why compare joiners, bricklayers and builders insurance with Coverzones?

Coverzones does for business what comparison insurance sites do for individuals. We enable you to compare lots of quotes from different providers online. You put your details in just once and then sit back and watch the quotes come in from a panel of insurers. Compare the different prices and levels of cover, choose one and sign up – it’s that easy!

With Coverzones you also get to keep all your policy details for free on our website, so you know exactly where they are. You can amend, renew or cancel your builder insurance online, day or night.

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