Dance Teacher Insurance

This section covers dance insurance for dance instructors, dance teachers and anyone running dance schools:

Why do dance teachers need insurance?
What type of insurance do dance teachers need and what level of cover?
Why compare dance insurance with Coverzones?

Why do dance teachers need insurance?

Dance insurance for dance teachers and instructors is essential if you want to extend proper protection to your students and at the same time ensure your business is protected should an accident or injury occur. Public Liability Insurance will ensure that you can pay any claims as a result of death or injury to your pupils, or indeed mums, dads or other visitors. It might be something sustained while dancing, but equally it could be a simple fall on the stairs to your studio. If you employ anyone else, you are legally required to have Employers Liability Insurance – even if they are part-time or self-employed.

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What type of insurance do dance teachers need and what level of cover?

Dance teacher insurance will ensure that your business can survive accidents, injuries and other mishaps.

• Public Liability Insurance for dance teachers: Most dance associations expect you to have Public Liability Insurance to the value of £5m. This will pay for any claim against your business for death, bodily injury or damage to property that may occur as a result of your instruction or actions related to your general business. As well as obvious issues around injuries sustained during physical routines or training, this could include any accidental damage done to third party premises or something like a filing cabinet falling on a visitor.

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• Employers Liability Insurance for dance: If you have people who work for you in any capacity, it is compulsory that you have a minimum of £5m Employers Liability Insurance. This covers any claim they may make against you if injured or killed during work and doesn’t just apply to your dance instructors. Insurance is required even if you have only part-time or self-employed office and admin staff.

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• Professional Indemnity Insurance: This covers you should any of your advice or training be considered in some way negligent or incorrect, causing some form of loss or injury to one of your clients. Anyone in the training field is advised to look into this cover.

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• Insurance for Professionals: If you would prefer to have one single dance teachers policy that covers all of the above and also enables you to choose some added cover for things like equipment, products letting you down or legal cover, this could be ideal for you.

Professional Insurance will soon be available here at Coverzones.

Why compare dance insurance with Coverzones?

Coverzones can help you to find the most competitive dance insurance in minutes. You put your details in once and we then get you relevant quotes from a panel of insurers. It’s fast, easy and could save you money – plus – we’ll keep all your paperwork online in a secure account for free, so you’ll always know where to find it!

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