DJ Insurance

This section covers DJ insurance for anyone making live performances:

Why do DJ’s need insurance?
What type of insurance do DJs need and what level of cover?
Why compare disc jockey insurance with Coverzones?

Why do DJs need insurance?

DJ insurance is absolutely essential for anyone who performs live in the public domain. Indeed, most gigs and venues will insist that you have a minimum level of Public Liability DJ cover before they will allow you to perform. If you employ anyone else, whether it’s playing tunes or humping equipment, you must have Employers Liability Insurance and you may like to extend cover to include your decks, amps and other equipment too.

Get online quotes for DJ insurance now.

What type of insurance do DJs need and what level of cover?

DJ insurance is an important part of your business protection – don’t go off gigging without it:

• Public Liability Insurance for DJs: Almost anyone booking a set will expect you to have your own disco insurance – which is called Public Liability Insurance in the insurance world. This covers you for claims against you should a member of the audience or general public sustain bodily injury or death as a result of your business activities. It also covers any damage to property. If you are out there playing in public, whether it’s church halls or giant stadia, you should have DJ cover to the tune of £5m (forgive the pun).

Get quotes for Public Liability Insurance for DJs now.

• Employers Liability Insurance for DJs: If you employ anyone as part of your business, even if it’s just to hump kit on the night, you are legally obliged to have Employers Liability Insurance up to £5m. If they were to be injured or killed whilst helping you, this insurance would pay them the compensation they would be due.

Get quotes for Employers Liability Insurance for DJs now.

• Professional Insurance: If you would prefer to have one single policy that offers protection beyond public and employer liability then this one is for you. This type of policy offers disco cover for public performances, covers any employees and also extends to cover your kit, your record collection or legal expenses cover.

Insurance for Professionals will soon be available here at Coverzones.

Why compare DJ insurance with Coverzones?

Coverzones will help you to source competitive DJ insurance by getting you quotes from lots of leading insurers. You can then compare each quote online and sign up to the one you feel best suits your business. Just like the consumer comparison sites, it’s fast and simple, but because we’re business specialists, we can get you the specific DJ cover that you need.

Compare DJ cover now.