Engineer Insurance

Do you need engineer insurance for your business? Coverzones explains all the options:

Why do engineers need insurance?
What type of insurance do engineers need and what level of cover?
Why compare engineers’ insurance with Coverzones?

Why do engineers need insurance?

Engineers insurance can cover a wide range of businesses from sole trader electrical and mechanical engineering professionals to contract engineering businesses. As an engineer you regularly give professional advice that could result in serious damage, injury or loss of life should a miscalculation, error or accident occur. Insurance for engineers is essential to your business and most professional engineering bodies will insist you have proper cover as part of their membership criteria.

Get online quotes for engineer insurance now.

What type of insurance do engineers need and what level of cover?

Insurance for engineers needs to cover a number of potential risks:

• Professional Indemnity Insurance for engineers: Professional Indemnity Insurance covers claims made against you or your practice by a client who suffers financial loss due to negligence, error or omission on your part. Given that you are probably involved in calculations, project management and planning that may impact on multi-million pound developments, significant cover is advisable. Your professional body will probably quote a minimum level of cover related to the size and type of project you work on.

Professional Indemnity Insurance for engineers will soon be available here at Coverzones.

• Public Liability Insurance for engineers: If you work in the public domain or have clients visiting your offices, you should have this cover to protect you should anyone be injured or killed, or property be damaged as a result of your work. Your professional body will advise on the appropriate level for engineers cover: it’s likely to be at least £5m.

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• Employers Liability Insurance for engineers: The law requires you to have a minimum of £5m cover if you have employees. This policy will compensate them should they be injured or killed whilst carrying out work for you.

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• Engineers Professional Insurance: You may prefer to have a single policy. Professionals Insurance brings all of the above together and also enables you to add on other cover for things like tools, laptops, expensive kit, bad debt recovery, and legal expenses – tailored to your business needs.

Insurance for professional engineers will soon be offered here at Coverzones.

Why compare engineers’ insurance with Coverzones?

Coverzones is a professional insurance comparison site, enabling you to compare cover from lots of reputable insurers in a few minutes. We save you time and effort and enable you to sign up and renew online quickly and easily. We’ll also store all your policy details in your own personal and secure account area, so it’s fast and simple to review your policies, and find out how to claim, renew or cancel.

Compare engineers insurance quotes now.