Event Organisers Insurance

This page deals with event organisers insurance – what type of event organisers insurance you might need, the best place to find it, and how much cover to arrange:

Why do event organisers need insurance?
What type of insurance do event organisers need and what level of cover?
Why compare event organisers insurance with Coverzones?

Why do event organisers need insurance?

No matter what type of event you organise – from small weddings to massive rock concerts – there are a million things that can go wrong. Which is why, for event organisers, insurance is such a crucial part of doing business. Any errors you make can have an enormous impact on your clients, so it’s vital to protect yourself against mistakes that could lead to legal action against you. In addition, most event venues will expect you to have appropriate insurance. And if you have employees, you definitely need Employers Liability Insurance by law.

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What type of insurance do event organisers need and what level of cover?

Event organisers insurance consists of several different kinds of cover that add up to complete protection for your business:

• Professional Indemnity Insurance for event organisers: This covers you against any errors you might make in your capacity as a professional advisor; mistakes can lead to litigation against you. The amount of Professional Indemnity Insurance you need will depend on the size and scope of the events you organise.

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• Public Liability Insurance for event organisers: This provides cover should a member of the public die or be injured, or have their property damaged, as a result of your business. Because of the numbers of people that may attend the events organised through your business, the risks are higher, and it is not unusual for event organisers to have public liability cover for £5m or more.

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• Employers Liability Insurance for event organisers: This type of cover protects your business and your employees should any of the people who work for you be injured or killed in the course of doing their job. If you employ people in any capacity, on a full time, part time or casual basis, or if you sub-contract people to carry out work on your behalf, UK law requires you to have cover of at least £5m.

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• Professional Insurance for event organisers: This is a package of insurance cover that you can tailor to meet all your specific needs as an event organiser. Combined into one policy, it would include public and employer’s liability cover, as well as a variety of other options to suit your needs – cover for your goods when on the move, for example, or your equipment and stock at your office.

Insurance for Professionals will be offered here at Coverzones.

Why compare event organisers insurance with Coverzones?

Coverzones is a convenient way to identify suitable policies and compare quotes online. Using the details you provide, we will search a panel of insurers and offer you a selection of the best deals to choose from – and we’ll do it incredibly quickly. What’s more, buying your chosen cover is just as easy, and can be done through our site. As a Coverzones account holder, you’ll be able to keep your insurance details stored safely on our secure server for free, where you can access them any time you wish – making it more straightforward than ever to manage all your event organisers insurance.

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