Hairdressers Insurance

If you’re considering hairdressers insurance, this section offers some useful information ¬– what kind of hairdressers insurance you actually need, where to get the best deals for your business, and how much cover you should get:

Why do hairdressers need insurance?
What type of insurance do hairdressers need and what level of cover?
Why compare hairdresser insurance with Coverzones?

Why do hairdressers need insurance?

Whether you run a hairdressing chain, rent space in a salon, or work part time as a mobile hairdresser, insurance is a real necessity and will protect you against the risks associated with your business. Hairdressing involves the possibility of physical injury to both clients and staff, and you need to make sure you’re properly covered against that kind of eventuality. If you belong to a professional association, you may be required to take out a minimum level of hairdressers insurance. And if you are an employer, you have to have at least £5m Employers Liability Insurance by law.

Get online quotes for hairdresser insurance now.

What type of insurance do hairdressers need and what level of cover?

Hairdressers insurance usually includes several types of cover to provide comprehensive protection for your business:

• Public Liability Insurance for hairdressers: This type of insurance will cover you if a member of the public is injured or if their property is damaged whilst using your services. Given that you work so closely with the public, you may wish to strongly consider this kind of insurance, and salons may insist that you have it in order to rent space in their premises. The usual amount of cover is at least £1m – £5m for small businesses.

Get quotes for Public Liability Insurance for hairdressers now.

• Employers Liability Insurance for hairdressers: If your business employs any staff – including part timers, apprentices and temps – you have to have at least £5m cover by UK law. This type of insurance provides cover in case any of your employees suffer death or injury while cutting hair, doing treatments or simply tripping over a broom.

Get quotes for Employers Liability Insurance for hairdressers now.

• Professional Indemnity Insurance for hairdressers: This is cover for any professional errors on your part that might result in a client taking you to court. The amount of cover you need will be linked to the kind of work you do, and your professional association may be able to advise you how much cover is appropriate in your case.

Get quotes for Professional Indemnity Insurance for hairdressers now.

• Health and Beauty Insurance for hairdressers: This package combines the different kinds of cover you need into one policy. So in addition to cover for public and employer’s liability, it could protect you against damage caused by faulty products or materials, for example, or for the equipment in your salon. With this kind of package, you simply choose the aspects of cover that are relevant to your business.

A Health and Beauty Insurance package of this kind may particularly suit the mobile hairdresser. Insurance for mobile hairdressers may need to include additional cover that takes into account travel and transport of equipment. One of the advantages of this type of policy is that it can be tailored to provide exactly the kind of mobile hairdressers insurance you need.

Health and Beauty Insurance for hairdressers will soon be available for purchase here at Coverzones.

Why compare hairdresser insurance with Coverzones?

Coverzones is a fast, easy way to ensure you get the right cover for your needs at the right price. You just give us your details and we do the searching for you. Within minutes, we’ll show you a range of different policies from different insurers, so you can compare them and choose the right one for your needs. And once you’ve made your choice, you can go ahead and buy your insurance through us.

It’s never been easier to compare hairdressers insurance. And with Coverzones, it’s just as easy to manage your insurance policies once you’ve set them up. It costs absolutely nothing to keep all your insurance details on our secure server, where they are easy to access at any time when you want to amend, renew or cancel.

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