Minimising Business Risks

Insurance can be expensive, but there are ways of reducing your company's risk and, as a result, your insurance premiums. One important way to do this is to ensure your health and safety record is good.

You can do this by:
1. conducting a safety and risk audit
2. demonstrating a clear health and safety policy with proper documentation
3. regularly servicing equipment
4. assessing how well you're managing your health and safety hazards

In addition to this, you need to check the licences of all your drivers and advise your insurers of any motoring convictions. This is something that is easily overlooked but could result in your insurance being invalid. You will also need to tell insurers of any motor convictions that happen after insurance is in place.

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