Single vs Packaged Policies

Compare Employer and Public Liability Insurance or our business-specific Business Insurance Packages now!

You can currently compare, choose and buy Employer and Public Liability Insurance or our full Business Insurance Packages using the Coverzones online quote comparison service.

Businesses in any given sector (e.g. IT, building trades, retailing) tend to face a common set of risks. These may be covered under a single policy (a 'packaged' or 'combined' policy) or under several policies where different elements of cover are bought from separate insurers.

There are several advantages to buying a 'packaged' or 'combined' policy:

• Avoidance of duplication and overlapping cover
• Ease of administration in respect of premium payments, renewal dates and claims through dealing with one insurer
• Economies of scale, reflected in lower premiums

Compare quotes now for Employer and Public Liability Insurance or our full Business Insurance Packages with Coverzones.

Packaged policies can be tailored to the specific business or the sector it operates in. For example:

• Small office insurance: Contents, computers, Business Interruption, Employers' and Public Liability, Money and negotiables, portable equipment.
• Home office: Employers' and Public Liability, office Contents and computers.
• Retailers, hair and beauty: Employers', Product and Public Liability; legal costs, stock cover, Money, Business Interruption.

Other typical common risks packages are designed for builders and tradesmen; pubs, hotels, takeaways and restaurants; the motor trade; retailers and manufacturers.

Packaged policies allow small businesses to choose the cover they want within a single policy. Sometimes one element of cover (Public Liability insurance for example) is mandatory but all the other cover offered is optional. This allows each policy to be tailored to the business' individual requirements.

Any exceptional risks can be covered by bolting on specialist cover from the same insurer, or by taking out an additional policy from a separate insurer.

Compare business insurance quotes with Coverzones now. You can get quotes for Employers Liability Insurance combined with Public Liability insurance now.

The Coverzones service has been designed to provide you with business insurance quotes in a matter of minutes. Just by answering a few simple questions about your business we can compare products from the UK's leading business insurance companies to help you find the business insurance policy that's right for you. Furthermore, our service allows you to save all of your business insurance quote details in a secure account, so you need never enter them again.