What is Landlord Insurance?

What is Landlords Insurance?

Landlord Liability Insurance enables you to meet any costs and damages awarded to a member of the public if they suffer an injury following an accident on, or linked to, your premises. This will include costs of hospital treatment and ambulance costs claimed by the NHS, if someone is awarded personal injury compensation and the incident occurred either on or after 29 January 2007.

This protection is generally included in a household policy. Where you insure your contents and business, and a landlord insures the premises, make sure that Landlord Liability Insurance is included in at least one of these policies.

In general, it is a good idea to make sure that Landlord Liability Insurance is included in your business insurance - you may find it is also included with Contents Insurance.

If Working From Home, but customers or suppliers visit you, make sure that your household insurance covers these business risks. Follow this link to find out more about Working From Home.