Health and Beauty Insurance

 This section looks at why you might buy Health & Beauty Insurance:

What does Health & Beauty Insurance do?
Why get Health & Beauty Insurance?
How much Health & Beauty Insurance cover will my business need?
Why compare Health & Beauty Insurance with Coverzones?

What does Health & Beauty Insurance do?
Health & Beauty Insurance brings together all the different kinds of insurance you might need in your health and beauty business into one policy – often saving you money.
Generally speaking, people choose Health & Beauty Insurance to get cover against claims for injury or death to an employee, customer or member of the public, or damage to their property. Their cover may also include claims arising as a result of negligence or inappropriate advice, or products that don’t work as expected. You can usually select further specific options to create an insurance package tailored precisely for your business.

Why get Health & Beauty Insurance?
Whether you own a chain of salons or work from a single room, Health & Beauty Insurance will protect your business.

You are legally liable for any employees you have and for members of the public who come to your premises. Claims can cost many thousands of pounds, so having adequate cover is good business sense. Some cover is also a condition of membership of many professional bodies in the industry. And if you employ any staff – even on a very casual basis – the law in the UK requires you to have Employers’ Liability Insurance.

Different companies can offer very different kinds of Health & Beauty cover, at very different prices, so it’s important to check each policy in detail and choose Health & Beauty Insurance that truly meets your business needs. Cheap Health & Beauty Insurance is only a good deal if it really provides all the cover you require.

Health & Beauty Insurance typically includes Liability Insurance, which covers products, employees and claims from your customers. You can choose Health & Beauty Insurance with additional options to provide tailored cover for things like Building and Contents Insurance, as well as personal accident or assault, equipment breakdown, business interruption and legal expenses, for example.

How much Health & Beauty Insurance Cover will my business need?
Public Liability cover of between £1m and £5 million is usual. And if your business employs people, you must by law have Employers’ Liability cover of at least £5m. But the total amount of insurance cover your business will need depends on the work you do and your individual requirements.

Why compare Health & Beauty Insurance with Coverzones?
Health & Beauty Insurance can vary enormously from one insurance company to another, so it’s essential to shop around. With Coverzones, you only have to key in your details once and we search a panel of insurers for you. Within minutes, you’ll be able to compare Health Beauty Insurance quotes from different providers. If you wish, you can go ahead and buy Health & Beauty Insurance through our secure payment system.

We can also store all your policy details safely online for you, making it really easy for you to amend, cancel or renew your insurance whenever you like.

You will soon be able to get quotes and buy Health & Beauty Insurance through Coverzones.