Inn Insurance

This section explains how to buy Inn Insurance and explains what that cover might be included.

What is Inn Insurance?
Who might need Inn insurance and what does it cover?
How much protection does your business need?
How do you compare Inn Insurance policies and get competitive rates?

What is Inn Insurance?
Inn insurance is a package of insurances related to licence premises with accommodation. It brings all of the insurances you need to protect yourself, your staff, your guests and your business together in one convenient policy. You may be able to save money when you buy Inn Insurance, because it is often more economical to get all your cover in a single policy.

Who might need Inn insurance and what does it cover?
Anyone offering rooms attached to licensed premises might benefit from Inn Insurance.

When you buy Inn Insurance you can choose to get cover for everything related to your business: buildings, contents, money, lost bookings and business interruption. Under UK law, if you employ staff on even a part-time or voluntary basis, you will need to have Employers’ Liability Insurance to protect them against injury while working for you. This will usually be included when you choose Inn Insurance.

Inn Insurance will normally include both Public and Product Liability, providing essential protection for your guests during their stay. This cover means if a guest is injured, or their property is damaged, you will be covered against any claim.

You might also want to choose Inn Insurance that protects against personal injury or assault. Unfortunately, attacks of this kind happen every year and can lead to lengthy time off work.

How much protection does your business need?
The cover you take out will depend on the value of your business and its activity. For example, if you are running special events like weddings on your premises, you may decide to cover food, marquees and entertainment equipment. Plus you may wish to be covered against compensation for a cancelled event due to accidental mismanagement of bookings, or a power failure on the big day.

You should compare Inn Insurance policies carefully to find one that offers the right protection at the right price for your needs. Cheap Inn Insurance may seem to offer the best value, but if it doesn’t cover all your assets, it’s not right for you.

How do you compare Inn Insurance policies and get competitive rates?

Coverzones will soon be offering inn insurance for you to compare, choose and buy online.
Coverzones will allow you to compare Inn Insurance policies quickly and simply. Details are entered just once, and we will search through policies from a range of specialist providers to find up to six of the most competitive that meet your needs. A fast online service also allows you to conveniently access and update your insurance details at anytime, day or night.