Retail Shop Insurance

This shop insurance section tells you all about protecting your retail business.

Who needs Shop Insurance?
What cover does Shop Insurance provide?
What level of Shop Insurance do you need?
Why compare Shop Insurance with Coverzones?

Who needs Shop Insurance?

Anyone who runs a retail shop, from the smallest kiosk to the largest department store or out of town megastore needs shop insurance. It provides vital protection for your business. Should disaster strike in the form of fire, theft, water damage, or an accident to a member of the public or one of your employees, commercial shop insurance will cover any liabilities. Retail shop insurance has the option to include employers liability insurance as part of the package– it’s a legal requirement if your company has employees.  Get an online quote for Shop Insurance now.

What cover does Shop Insurance provide?

A retail shop insurance quote at Coverzones allows you to create a tailor-made policy for your shop by selecting the cover you need from a range of options.  All the types of cover you select are then bundled up into one convenient policy. It may also help you to save money, so you can enjoy cheap shop insurance and quality cover.

Typically, this type of cover includes Buildings Insurance, which is usually a requirement of a lease, as well as for owners of buildings themselves. It will include Shop Contents Insurance, which can cover fixtures and fittings, and there will also be options to cover equipment, signage and shop fronts, as well as stock. As a shopkeeper, you must have Public Liability insurance to cover potential death or injury to customers or the public, and this is typically  part of any commercial shop insurance package.

You should also have Product Liability Insurance covering any accident or injury that might be caused by the items you sell, like frozen food that has not be properly refrigerated or a DIY product provided with the wrong fixings for example. You also have the option of including Employers’ Liability, extending accident cover to any staff you may employ.  Get a quote for Shop Insurance online now.

What level of Shop Insurance do you need?

The level of cover entirely depends on the type of shop you run. The beauty of a shop insurance package is that you can tailor the cover details to your needs, ensuring that you get cheap Shop Insurance that only covers the aspects you require. If you employ staff, even it it’s on a casual basis, you must have Employers Liability cover to the value of £5m by law, and you should have adequate Public Liability insurance and Product Liability too.  Get a Shop Insurance quote online now.

Why compare Shop Insurance with Coverzones?

Coverzones enables you to find cheap shop insurance for your precise needs by searching lots of leading providers. You fill in one brief form and we give you a choice of Shop Insurance quote options, from different providers. It’s fast, reliable and easy to use. Plus, we store all of your business insurance quotes and policies  online for you, so you can easily access, change or update them whenever you want.  Get a business insurance quote online now.