Tool Insurance

This section covers Tool Insurance and provides answers to the following questions:

What does Tool Insurance do?
Why compare Tool Insurance with Coverzones?
Why have Tool Insurance and what cover does it provide?
How much Tool Insurance cover will my business need?

What does Tool Insurance do?
Tool Insurance provides cover for the tools you use to carry out your business – it can cover the cost of replacing your tools in the event that they are stolen, lost or damaged.
Coverzones can help you choose Tool Insurance by providing a selection of quotes from a range of insurers. With Coverzones, it’s quick and convenient to compare Tool Insurance policies and identify the cover that suits you best.

Get a quote for Tool insurance which is offered as part of our Tradesman Insurance package.

Why compare Tool Insurance with Coverzones?
If you run your own business and depend on tools for your income, having Tool Insurance in place provides real security – it means you can get back to work in the shortest possible time if your tools are stolen or damaged. Given the high cost of professional tools, especially the large and specialised tools used in the construction industry and carpentry, for example, it makes sense to protect them.

Tool Insurance generally covers your work tools against theft or damage, enabling you to replace them if they are stolen or broken. Some policies also provide cover for accidental loss. When you buy Tool insurance, be aware that the levels of cover provided can vary from one policy to another. Getting cheap Tool Insurance may not always be the best option – it’s important to be sure it offers the cover you need.

If you work from home, don’t assume that your tools are covered by your home insurance – many home insurance policies don’t cover commercial tools; you will need to check with your insurance company.

If your tools aren’t covered, it’s a good idea to get a quote. Tool Insurance can provide valuable peace of mind.

Why have Tool Insurance and what cover does it provide?
The amount of cover you need will depend on the nature of your business and the type of tools you use. Some trades use very specialised and expensive tools, so when you choose Tool insurance, check the policy summary closely to make sure that the cover provided is adequate for you.

How much Tool Insurance cover will my business need?

Tool insurance can be purchased as part of our tradesman insurance package.

Coverzones makes it incredibly simple and quick to compare Tool Insurance online, so you can choose the policy that provides the best value for the cover you need. Just key in your details once, we’ll search a panel of insurers within a few minutes, then show you a range of quotes to choose from.

What’s more, when you buy Tool Insurance through our secure system, we can store your policy details online for you, making it really straightforward for you to change, cancel or renew your policy whenever you need to.

You can get a quote and buy Tool Insurance online right now.