Security Insurance

This section answers some important questions about security insurance ¬– what kind of security cover you might need, where to find it, and how much cover is appropriate:

Why do security guards need insurance?
What type of insurance do security guards need and what level of cover?
Why compare security guards insurance with Coverzones?

Why do security guards need insurance?

Whether you’re a one-man operation or run a company that employs many security guards, insurance is a vital part of your risk management. And whether you supply security services for shops, banks and nightclubs, or museums and art galleries, the work you and your employees do can have a massive impact on your clients’ businesses – the right insurance is essential to cover your business against claims resulting from errors. If you are an employer, it is a legal requirement to have Employers Liability Insurance for security guards to protect your people and your business.

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What type of insurance do security guards need and what level of cover?

Security insurance usually includes several types of cover that protect your business in different ways:

• Professional Indemnity Insurance for security guards: This covers you for any mistakes made by you or your staff that result in your client losing money and taking action against you. One sleeping guard or faulty burglar alarm could cost you your business without it. The level of Professional Indemnity Insurance you need will depend on the nature of your work and may be specified by your professional body.

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• Public Liability Insurance for security guards: This cover protects you against claims made by members of the public for death, injury or damage to their property. As your work involves direct contact, sometimes physical contact, with members of the public, you are strongly advised to take out this type of insurance and to have minimum cover of between £1m and £5m.

Get quotes for Public Liability Insurance for security guards now.

• Employers Liability Insurance for security guards: This provides cover to protect you against claims for compensation for death or injury to any of your employees whilst they are doing their job. If you employ people, or sub-contract staff to work for you, you must have at least £5m cover by law.

Get quotes for Employers Liability Insurance for security guards now.

• Professional Insurance for security guards: This package of insurance cover includes the various different kinds of security insurance cover you need in one policy. It also offers you a choice of additional options, for example to cover injury to guard dogs and sniffer dogs, to cover expensive surveillance kit or computers, enabling you to create a package of insurance that meets your needs perfectly.

Professional insurance for security guards will be on offer soon here at Coverzones.

Why compare security insurance with Coverzones?

With Coverzones, you can compare security insurance online quickly and easily; we’ll search a panel of insurers and offer you a choice of the best quotes. All you have to do is select the best quote for your needs, and you can purchase your chosen security insurance through us.

With Coverzones, you can use our secure server to keep your insurance details safely stored online. And when you want to amend, renew or cancel any of your policies, it couldn’t be more convenient – you can access your details any time, any day, all year round.

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